/* START_SECTION:margin-home (INDEX:24) */
:root{--md-ink:#142d3a;--md-teal:#075e57;--md-line:#d9e1e6;--md-muted:#526570}html{scroll-behavior:smooth}body{margin:0;background:#f5f7f9;color:var(--md-ink);font:16px/1.55 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}.md *{box-sizing:border-box}.md [hidden]{display:none!important}.md a{color:inherit;text-underline-offset:5px}.md-wrap{max-width:1180px;margin:auto;padding:0 28px}.md-header{background:#fff;border-bottom:1px solid var(--md-line)}.md-header .md-wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;min-height:88px}.md-brand{font-size:25px;font-weight:750;letter-spacing:-1px;text-decoration:none}.md-brand::before{content:'+';display:inline-grid;place-items:center;background:var(--md-teal);color:white;width:33px;height:33px;margin-right:10px;border-radius:7px}.md-nav{display:flex;gap:28px;font-size:14px;font-weight:600}.md-nav a{text-decoration:none}.md-nav a:hover{text-decoration:underline}.md-intro{padding:54px 0 32px;max-width:820px}.md-eyebrow{color:var(--md-teal);font-size:12px;font-weight:750;letter-spacing:1.8px}.md h1{font-size:clamp(34px,4.5vw,56px);line-height:1.08;letter-spacing:-2px;margin:14px 0 18px}.md h2{font-size:26px;line-height:1.2;letter-spacing:-.7px;margin:10px 0 12px}.md h3{font-size:19px;line-height:1.4;margin:0 0 12px}.md-intro>p:last-child{font-size:19px;color:var(--md-muted);max-width:680px}.md-calculator{display:block;background:white;border:1px solid var(--md-line);border-radius:16px;overflow:hidden;box-shadow:0 14px 40px #142d3a08;scroll-margin-top:24px}.md-calc-heading{padding:26px 32px;border-bottom:1px solid var(--md-line)}.md-calc-heading p{margin:8px 0 0;color:var(--md-muted)}.md-tag{display:inline-block;color:var(--md-teal);font-size:11px;font-weight:750;letter-spacing:1px}.md-grid{display:grid;grid-template-columns:1fr 1.1fr}.md-form{padding:30px;border-right:1px solid var(--md-line)}.md-fields{display:grid;grid-template-columns:1fr 1fr;gap:23px 20px}.md-field label{font-size:14px;font-weight:650;display:block;margin-bottom:8px}.md-input{display:flex;align-items:center;background:#fff9df;border:1px solid #d6c78e;border-radius:7px;overflow:hidden}.md-input span{padding:0 0 0 13px;color:#6a643b;font-size:14px}.md input{width:100%;min-width:0;background:transparent;color:var(--md-ink);border:0;padding:12px;font:600 18px/1.3 inherit;font-size:18px}.md-field p{font-size:12px;line-height:1.5;color:var(--md-muted);margin:7px 0 0}.md input:focus{outline:0}.md-input:focus-within{outline:2px solid var(--md-teal);outline-offset:2px}.md-actions{display:flex;gap:20px;align-items:center;margin-top:28px;flex-wrap:wrap}.md button,.md-button{border:0;border-radius:7px;background:var(--md-teal);color:white;padding:12px 18px;font:600 14px/1.4 inherit;cursor:pointer;text-decoration:none}.md .md-reset{background:none;color:var(--md-muted);padding:10px 0;text-decoration:underline}.md-results{padding:30px;background:#f9fbfc;min-width:0}.md-summary{background:#e7f3f0;border:1px solid #b9d8ce;border-radius:9px;padding:22px;margin-bottom:24px}.md-summary[data-state=behind]{background:#fff1ea;border-color:#efc8b4}.md-summary[data-state=same]{background:#edf2f8;border-color:#c3d3e3}.md-summary p{margin:0;font-size:14px}.md-summary strong{display:block;font-size:36px;letter-spacing:-1px;margin:5px 0 9px}.md-summary [data-verdict]{font-weight:600}.md-table-scroll{overflow-x:auto}.md table{border-collapse:collapse;width:100%;font-size:13px}.md th,.md td{padding:11px 5px;border-bottom:1px solid var(--md-line);text-align:right;white-space:nowrap}.md th:first-child{text-align:left;white-space:normal}.md thead th{font-size:11px;color:var(--md-muted);font-weight:650}.md tbody th{font-weight:500}.md tr:last-child th,.md tr:last-child td{font-weight:750;border-bottom:0}.md-targets{border-top:1px solid var(--md-line);margin-top:16px;padding-top:15px}.md-targets div{display:flex;justify-content:space-between;gap:20px;font-size:13px;margin:9px 0}.md-targets strong{text-align:right}.md-small{font-size:12px;color:var(--md-muted);margin:14px 0 0}.md-warning{background:#fff4d7;border-left:3px solid #b07d0a;padding:14px;font-size:14px}.md-guide{padding:60px 0 45px;scroll-margin-top:20px}.md-guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:28px}.md-guide-grid p{color:var(--md-muted);font-size:14px}.md details{background:white;border:1px solid var(--md-line);border-radius:8px;margin-top:26px;padding:18px 22px}.md summary{cursor:pointer;font-weight:650}.md details p{font-size:14px;color:var(--md-muted)}.md-planner{background:var(--md-ink);color:white;border-radius:14px;padding:40px;display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center;scroll-margin-top:24px}.md-planner .md-tag{color:#b9e3d6}.md-planner h2{font-size:34px}.md-planner p{color:#d4dfe7;font-size:15px}.md-planner-note{border:1px solid #60717d;border-radius:9px;padding:25px}.md-about{max-width:720px;padding:48px 0}.md-about p{color:var(--md-muted)}.md-footer{border-top:1px solid var(--md-line);padding:24px 0;color:var(--md-muted);font-size:12px}.md-skip{position:absolute;left:15px;top:-100px;padding:12px;background:white;z-index:99}.md-skip:focus{top:12px}.md :focus-visible{outline:2px solid #148b80;outline-offset:4px}@media(max-width:800px){.md-grid{grid-template-columns:1fr}.md-form{border-right:0;border-bottom:1px solid var(--md-line)}.md-header .md-wrap{flex-wrap:wrap;gap:12px;padding-top:18px;padding-bottom:18px}.md-nav{gap:18px}.md-intro{padding-top:32px}.md-guide-grid,.md-planner{grid-template-columns:1fr;gap:20px}.md-planner{padding:28px}}@media(max-width:480px){.md-wrap{padding:0 16px}.md-form,.md-results,.md-calc-heading{padding:22px 18px}.md-fields{grid-template-columns:1fr;gap:18px}.md-nav{font-size:12px;gap:15px}.md-summary strong{font-size:32px}.md h1{letter-spacing:-1.2px}.md table{font-size:12px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}.md-upgrade{margin-top:24px;padding:22px;background:#fff;border:1px solid var(--md-line);border-radius:9px}.md-upgrade p{font-size:14px}.md-upgrade .md-button,.md-planner .md-button{display:inline-block}.md-upgrade h3{font-size:18px}.md-planner .md-button{background:#b9e3d6;color:#142d3a}.md-planner-note p:last-child{font-size:13px}
/* END_SECTION:margin-home */